We specialize in the following services:
- Residential Real Estate Construction
- Residential Real Estate Loans
- Commercial Real Estate Loans
- Credit Repair and Rebuilding
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SERVICES
First Acceptance Housing LLC
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GET STARTED TODAY!!
FREE HELP!!
Phone 520-360-1893
We build homes from the ground up. You will pick the lot or land in an area of your choice (you do not buy the land), then select a home plan from many that we have available. After qualifying for one of the easy home loans available, we begin construction with local builders. Your loan will be at normal low market interest rates that are fixed, with no adjustments. You DO NOT make payments while the home is being built.
We work with individuals and families that have not been able to get a mortgage through the bank. Many families have the income and ability to make monthly home payments, but they cannot get the bank loan needed to buy because they do not meet the bank requirements or they have a credit score below 620.
LOW CREDIT SCORES ARE OK with us! The loan programs we use do not require a minimum credit score. That is correct, low credit scores are ok. Many people have bad credit in their past, but are now "back on track"...and that is who these programs are designed for.
BAD CREDIT? WE UNDERSTAND!
The reasons for bad credit usually fall into 3 categories:
1. Life changing event: People with good credit have unfortunate circumstances; a loss of job, a car accident causing medical issues, a medical condition that caused financial devastation, a death in the family, divorce, and other difficult circumstances.
2. Over extension: People with good credit get in over their head and by the time they realize it, they cannot keep up with the payments. They didn't realize how difficult it would be to pay things off, because the system is designed to keep you in debt.
3. Insufficient knowledge about credit: Many people have never received any instruction or education about credit and what effect slow payments have on the ability to purchase a home or other major items.
We understand these situations and can help most people. It is ABSOLUTELY POSSIBLE to get a bank loan for one of our new construction homes even with slow credit in your past. Are you ready to take action and have your own home? If you can answer yes to the following questions, then you can probably be approved. 1. Do you have the ability to make payments on time now? 2. Are the circumstances that caused your credit problems behind you? 3. Has your situation stabilized so that now you can consistently meet your payment obligations? If you answered yes, then now is the time to act.
